Disclaimer

Please read this disclaimer carefully before using the website. By accessing the website, you agree to be
bound by the terms and conditions below. If you do not wish to be bound by these terms and conditions, you
should not access or use the website.

 

The material, text and other content, of this website is for general information only and is not intended to be a
substitute for professional advice or treatment. No warranties, guarantees, promises or representations, express or
implied, concerning the content, accuracy, completeness, timeliness or usefulness of any opinions, advice or other
information contained or referenced in this website are made. FDCW is not responsible for information appearing
at hyperlinks, and the use of this website does not obligate FDCW to follow-up or contact users of this website.

 

In consideration for your use of and access to this website, you agree that in no event will FDCW or any other
party involved in creating, producing or delivering this website or any site linked to this website, be liable to
you in any manner whatsoever for any decision made or action or non-action taken by you in reliance upon the
information provided through this website.